tax credits

Spring is in the air, which, fortunately, or unfortunately, means it’s tax time again. As you prepare to settle up with the federal government for the year, you want to check and see if you can use any tax credits. A tax credit can directly reduce your tax bill, so it’s aRead More →

Budget Tips To get on track

Congratulations and a big pat on the back for having a home financial budget. You are already ahead of the game and in the minority of most people. However, maybe your financial budget isn’t keeping up with your actual spending, and you need to get it back on track. Here areRead More →

Home based jobs or home business?

In today’s unpredictable world, it is essential to save money.  Now, this isn’t just for an emergency plan (which you should already have been doing this), but rather preparing for your future. And what is the most critical thing to have to build up a savings account, besides income and a placeRead More →

Home Budgeting

Creating a home budget can be hard if you don’t know where to start. The easiest way is to step back and start with the basics. A good strategy is to build a simple outline of your income, expense categories, and actual spending per category. Here is a look atRead More →

Household budget

There’s an old saying that goes something like, “It isn’t what you make, it’s what you keep that counts.” I’m no doubt paraphrasing, but it makes the point. It’s what you keep that counts. So you want to be sure that you are spending your hard earned money wisely. OneRead More →

Why you need an emergency fund for a rainy day...

Have you ever thought about building an emergency fund? If you don’t have one, I’m here to tell you one thing: you need an emergency fund. You may have questions about how to create one or how big it needs to be, so let’s take a look. You Need An EmergencyRead More →

Duplicate services to avoid paying for twice

Next time you receive a service bill (hopefully you’ve switched to email billing), take a look at the services provided and ask yourself a simple question: Am I already getting this service through another source? It seems amazing that people would pay twice for a given service, but there isRead More →