Spring is in the air, which, fortunately, or unfortunately, means it’s tax time again. As you prepare to settle up with the federal government for the year, you want to check and see if you can use any tax credits. A tax credit can directly reduce your tax bill, so it’s aRead More →
So, you got a big tax refund, and you are doing the happy dance. It’s understandable that any financial windfall is going to seem like a good thing on the surface. Some people even treat their tax refund as a savings account and plan for its use throughout the year.Read More →
Saving some of your money from each payday is a great way to build up wealth. But if it isn’t convenient, you may find that you end up skipping pay periods. It’s probably best to keep those savings deposits going, so you will want to make the process as painlessRead More →
Congratulations and a big pat on the back for having a home financial budget. You are already ahead of the game and in the minority of most people. However, maybe your financial budget isn’t keeping up with your actual spending, and you need to get it back on track. Here areRead More →
In today’s unpredictable world, it is essential to save money. Now, this isn’t just for an emergency plan (which you should already have been doing this), but rather preparing for your future. And what is the most critical thing to have to build up a savings account, besides income and a placeRead More →
Creating a home budget can be hard if you don’t know where to start. The easiest way is to step back and start with the basics. A good strategy is to build a simple outline of your income, expense categories, and actual spending per category. Here is a look atRead More →
There’s an old saying that goes something like, “It isn’t what you make, it’s what you keep that counts.” I’m no doubt paraphrasing, but it makes the point. It’s what you keep that counts. So you want to be sure that you are spending your hard earned money wisely. OneRead More →
Have you ever thought about building an emergency fund? If you don’t have one, I’m here to tell you one thing: you need an emergency fund. You may have questions about how to create one or how big it needs to be, so let’s take a look. You Need An EmergencyRead More →
Next time you receive a service bill (hopefully you’ve switched to email billing), take a look at the services provided and ask yourself a simple question: Am I already getting this service through another source? It seems amazing that people would pay twice for a given service, but there isRead More →