Holidays are here and that means it’s time to spend time with the people we love the most. It also means spending money on gifts, food and even trips. This can really add up and before you know it, you have a massive debt that can take a year toRead More →
This is a sponsored post. All opinions about the warning signs that debt consolidation could help you are 100% my own. It seems to be a step backward, doesn’t it? That is, going into more debt because you are already in debt. But used correctly, a debt consolidation loan couldRead More →
Debt is something that you want to get rid of as soon as possible. It’s spent too much time sleeping on your couch and eating at your table. No, the best way to treat debt is to kick it to the curb and send it packing. You can step upRead More →
One of the effective tools lenders have at their disposal is the debt to income ratio (DTI). They can use this in combination with a credit report and income to get a good indication of your ability to pay back a loan. Beyond that, the DTI can be a handyRead More →
Debt is a severe burden that most people suffer. It is more widespread than many people realize. According to a recent Gallup poll, the average American has 3.7 credit cards with 71% having at least one card. So if you have debt, you are not alone. In fact, you areRead More →
Getting out of debt is one of the most challenging obstacles when it comes to personal freedom. Debt can be a cruel taskmaster, taking any spare money that you happen to have, and sometimes taking the money that you don’t have to spare. The ugly truth is that debt is designedRead More →