debt to income ratio

One of the effective tools lenders have at their disposal is the debt to income ratio (DTI). They can use this in combination with a credit report and income to get a good indication of your ability to pay back a loan. Beyond that, the DTI can be a handyRead More →

Get Out Of Debt

Getting out of debt is one of the most challenging obstacles when it comes to personal freedom. Debt can be a cruel taskmaster, taking any spare money that you happen to have, and sometimes taking the money¬†that you don’t have to spare. The ugly truth is that debt is designedRead More →