Saving

Tax Credits You Don’t Want to Miss

Spring is in the air, which, fortunately, or unfortunately, means it’s tax time again. As you prepare to settle up with the federal government for the year, you want to check and see if you can use any tax credits. A tax credit can directly reduce your tax bill, so it’s a

Making Money

Be S.M.A.R.T with Your Smart Small Business

Owning a small business can be both exhilarating and challenging. But at the end of the day, you’ll average getting out of it what you put into it. There is a lot of work involved in having a small business, but you may find that you can get more done

Living

Stay Cool with These Cheap Tips

I certainly enjoyed those two days of Spring this year. But now Summer is almost here, and it is bringing the heat with it.  If you are like me, you wish there was a way to stay cool without breaking the bank. Well, here are some tips I found to help

Spending

Streamline Your Bill Pay And Save Time

I doubt if anyone would list their favorite activity as paying bills. So it always amazes me that most people seem to do whatever they can to make it last the longest. The sad part is that they there are many tools to speed up the process, but these just

Family budget bandwagon

The Family Budget Bandwagon

Debt

Exploring Your Debt to Income Ratio

One of the effective tools lenders have at their disposal is the debt to income ratio (DTI). They can use this in combination with a credit report and income to get a good indication of your ability to pay back a loan. Beyond that, the DTI can be a handy

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